Photographer’s Hourly Rate Calculator

Photographer’s Hourly Rate Calculator

(aka Are You Making Any Money, Honey?)

Most photographers drastically underestimate the time they spend on each client and overestimate their actual earnings. This calculator reveals your TRUE hourly rate after accounting for all your time, expenses, and taxes.

See How It Works: Real Examples

Before you calculate your own numbers, look at these two scenarios. One might look uncomfortably familiar…

Session fee: $275 (includes all digitals)
Product sales: $0
Images edited: 50
Total time: 9.3 hours
Direct expenses: $70 (gas + childcare)
Overhead allocation: $250

The Math:
Total Revenue: $275
Direct Expenses: -$70
Overhead: -$250
Taxes (30%): -$0 (you’re losing money!)

Net: -$45
Hourly Rate: -$4.84/hour

You’re literally paying to work. This isn’t a business—it’s a charity you’re funding with your own money.

Session fee: $225
Product sales: $1,250
Images edited: 33
Total time: 11.5 hours
Direct expenses: $285 (lab, gifts, gas, childcare, ordering)
Overhead allocation: $250

The Math:
Total Revenue: $1,475
Direct Expenses: -$285
Overhead: -$250
Taxes (30%): -$282

Net Profit: $658
Hourly Rate: $57.22/hour

Better—but still only $57/hour for skilled professional work. And that’s WITH $1,250 in product sales.

Now calculate your numbers below

The truth might hurt – but numbers don’t lie and the only way to fix it is by taking a good long look at what your numbers are telling you.

Session Details

Enter your session fee only
Additional revenue from prints, albums, or digital purchases. If your session fee includes all digitals, enter $0
Count every image you spend time retouching/editing, whether you deliver them all or just some. This is what takes your time.

Time Investment (in minutes)

Booking, emails, outfit consultations, payment processing
Gathering equipment, charging batteries, packing gear
Be honest – this adds up fast!
Gallery delivery, answering questions, order processing
Props, packaging, thank you notes, unexpected tasks

Direct Session Expenses

If you pay for childcare to work this session
Gifts, packaging materials, etc.

Business Overhead

Equipment, insurance, software, website, marketing, education, etc.
Include self-employment tax (~15%) + income tax. Default 30% is conservative.

The Numbers Don’t Lie

Your TRUE hourly rate is:

$0.00

per hour

How does that compare?

Target Cashier: $15-17/hour + benefits
Starbucks Barista: $15-18/hour + benefits + tuition
Your Rate: $0/hour
No benefits. No PTO. No retirement match.

The Breakdown

Total Revenue: $0
Direct Expenses: -$0
Overhead Allocation: -$0
Taxes (30%): -$0
Net Profit: $0
Total Time Invested: 0 hours