Why Does Custom Photography Cost More?

Costs of running a business + experience and knowledge

Clients often ask the question: why does custom photography cost more? While the digital revolution has brought amazing flexibility and ability to control various factors during the image taking and making process.  Photographers, the hobbyist, the professional, the amateur all benefit from this ability to manipulate pixels.  However, with flexibility comes a price.  Digital camera equipment is still considerably more expensive when you factor in its’ lifespan, the need for additional resources for processing those images, the time it takes to get a usable image and the effort that goes into creating a work of photographic art. We all know that you can go to the local Walgreen’s and pay a $1.99 for a print – as a client you may wonder why you may pay upwards of $75 for a custom photography print.  

Photographers hear this statement every once in awhile:

“How in the world can you charge upwards of$80 for an 8×10 if it costs me less than $2 to print at the XYZ store?”

The answer to this question is multifaceted.  Much of the cost of a photographic print produced by a professional photographer has a lot to do with the time,  equipment costs, artistic vision and reputation of the photographer not to mention expertise and the usual costs of running a legitimate business. The cost of TIME Approaching it from a time standpoint, let’s imagine that you have hired a photographer who has work that you love.  This photographer is traveling an hour to your destination to photograph your session. 

Here is an example of a time break down:

  • booking time: 30 minutes to one hour (client contact time + paperwork)
  • pre-session prep time (30 mins – 1 hour, includes equipment and back up equipment checks + vehicle checks)
  • one hour travel time TO session
  • 15-30 minutes prep time at client’s home
  • 90 minutes-2 hours with client photographing subject
  • one hour travel time FROM session
  • 30-45 minutes uploading time from digital cards from camera to computer
  • 30-45 minutes time spent backing up the original images
  • 2-5 hours editing time to present you with a diverse gallery of edited images
  • 1 hour prep time getting ready for ordering
  • 2-3 hours time with client for ordering images
  • 1 hour sorting through and checking order
  • 30 minutes-1 hour prep time for delivery
  • 30 minutes-1 hour getting order shipped
  • any additional phone time or time needed for add on ordering, shipment issues, quality issues

In this example, the time spent per client can range from just under 13 hours to 19 hours – dependent on the photographer’s level of service.  This is time dedicated only to ONE session.  When the photographer charges $150-$300 for the photo shoot (aka SESSION FEE) you are not just paying for the two hours of session time, you are paying the photographer for 12-19 hours complete time for your session.

The COSTS of Maintaining a Custom Photography Business:

Regarding equipment costs, a good quality professional camera with a selection of good optical quality lenses and digital storage mediums and computer set up can run from $10,000-$30,000 costs dependent on the photographer. 

Even though you can purchase a really good quality digital SLR for about $2100 there are still other costs related to photography.  ONE good lens for portrait photography can run from $900 to $2500.  Factor in that many professional photographers own a main camera, a back up camera as well as an assortment of lenses for multiple applications. A dependable computer system with software loaded for business and creative usage can run $2500 to $8000 dependent on the photographer. Then come lab costs for specialty products.  A good photographer knows their professional lab is an integral part of their success.  These labs often cost more and offer a range of products that allows the custom photographer to continually offer new, innovative products for the discerning client.

Discussion on other costs of running a photography business could take awhile and involves more numbers. A brief overview of these costs:  the costs of running any business includes: taxes, studio rental/mortgage, vehicle and depreciation costs, costs of advertising/marketing, costs of sample pieces that the photographer will likely bring to your session, etc. If you’re interested in reading more detail please click the + sign below

More Hidden Costs of Running a Photography Business

Business Operations & Legal Compliance : $1200-2000/year

Beyond equipment and time investments, professional photographers must maintain proper business licensing, like many other businesses. This includes liability insurance (typically $300-800 annually), professional indemnity coverage as well as potentially ones’ own health insurance. Many pro photographers will carry equipment insurance ($200-600 yearly) to protect against theft or damage to their $10,000+ gear investments. Business registration fees, annual renewals, attorney fees to maintain proper contracts and model releases will also add administrative overhead. Also membership in associations such as the Professional Photographers of America (PPA) or Wedding and Portrait Photographers International (WPPI) in order to challenge themselves creatively and professionally to provide clients the best possible service and artistry.

Studio & Workspace Expenses : Upwards of $1000/month in addition to one time costs of several thousands

Whether renting a dedicated studio space ($500-3000+ monthly depending on location) or maintaining a home studio, photographers need controlled lighting environments. This may include complex backdrop systems ($200-2000), likely professional lighting equipment ($1500-8000), light modifiers, and climate control to protect equipment. Even home-based photographers often dedicate entire rooms, representing lost rental income, lost personal space or increased housing costs.

Vehicle & Travel Costs : 10,000+ miles driven annually adds up in vehicle costs

Professional photographers, especially those dedicated to location work, typically drive 10,000-25,000 miles annually for sessions, scouting locations, and client meetings. This mileage adds up to fuel, increased maintenance, increased insurance coverage, and vehicle depreciation. Many invest in reliable vehicles with ample cargo space for equipment transport. Once you factor in parking fees (can be sizable in urban areas), tolls, and the occasional hotel stay for destination sessions you’re likely adding several thousand dollars to the costs of running a professional photography business!

Marketing & Portfolio Development : website hosting, SEO, Social Media, Marketing, Advertising all add up to thousands of dollars per year

Building a client base requires significant investment in website development and maintenance ($1000-5000 annually), search engine optimization (can be $100/hourly or up to $10,000 for a flat fee project!), social media management tools, and advertising. Professional photographers regularly update their portfolios, which means investing in sample prints, albums, and display materials (can easily span $1000 yearly as labs are constantly changing up their product lines). Factor in networking events like trade exhibitions, bridal exhibitions, etc and your cost is anywhere from $200-1500 per event.

Sample Products & Client Experience : to touch upon some points from Marketing & Portfolio Development

Those beautiful sample albums and prints photographers bring to consultations? Each album costs minimal $200-800 before images are added (which we know is the REAL value) and photographers typically maintain anywhere from 3-5 current samples. Wall art samples, canvas prints, and specialty products for client viewing represent thousands in inventory that generates no direct revenue but is essential for sales.

Professional Development & Software : starting at $400/year with no potential ceiling

Photography software subscriptions (Adobe Creative Suite, specialized editing and ordering programs) can run $400-1000 annually. Professional development through workshops, online courses, and industry conferences costs $2000-5000 yearly, many workshops START in the $2000 range before booking and travel fees. Staying current with techniques and trends isn’t optional—it’s essential for remaining competitive in a saturated industry.

Administrative & Accounting Costs : upwards of $2000/year

Professional bookkeeping, tax preparation, and business consulting fees typically run $1000-2000 annually. Client management software, online gallery platforms, and payment processing fees (2.9% of every transaction) also add up quickly. Many photographers also invest in backup services for client images and business data in addition to office supplies and maintenance of client related systems.


APPLES to ORANGES: The Chain Studio Reality

Clients often ask why custom photography costs more than chain studios offering “$9.99 sessions” or big box stores with portrait counters. The reality? Those studios make money on volume and upsells, not personalized service.

Corporate chain studios use portrait sessions as loss leaders, it’s a hook! They’re designed to get you in the door and then hit you with expensive add-ons. That “$9.99 session” quickly becomes $200+ when you want more than one basic print. Many charge near the same price for individual prints as a custom photographer all the while trading the value of working with a small business with the hand held client centric experience for just-as-expensive-but-less-high-touch quality of print and experience.

What you actually pay for

The SAY CHEESE EXPERIENCE – what you actually get at cookie cutter type studios:
• 15-20 minute rushed sessions in a sterile environment
• A limited poses and generic backgrounds
• High-pressure sales tactics for overpriced packages
• No relationship with your photographer (different person each visit)
• A (likely) inexperienced photographer who literally just pushes buttons
• “Say cheese” approach with crying kids and stressed parents

What you get with custom photography:
• 1-2 hours of personalized attention in comfortable settings
• Natural expressions captured through patience and skill
• Consistent relationship with an artist who knows your family
• Flexible approach that works with your child’s personality
• Investment in artwork, not just snapshots


The math is quite simple: chain studios need to photograph 20+ families daily to stay profitable. Custom photographers focus on creating a 1:1 exceptional experience with you, their client, maybe 1 of 2 during an entire day’s worth of shooting.

You’re not just paying for prints – you’re investing in an entirely different level of service and artistry.

When you go to a chain studio, as a consumer, you don’t have the benefit of 1:1 attention for 2 hours at your home where your child is allowed to explore, play and be comfortable in their home environment, nor do you get the experience that many custom photographers are known for as well as the lovely captures of natural expressions.  You simply get a bare bones, “SAY CHEESE” experience.

The memory maker in your family deserves to have images taken of their favorite thing to do – a custom photographer will understand your family dynamics and will take great care to cater your session to you! This is a great image for placement in a story based photo album

REPUTATION & EXPERTISE: You’re Paying for Years of Knowledge

There’s an old story about a ship’s engine that stumped expensive experts for weeks. Finally, an older gentleman arrived with just a hammer and toolbag. He spent minutes tapping around the engine, made a quick adjustment, and told the captain to “start her up.” The engine roared to life.

When he billed $10,000, the shocked company questioned the cost for “a few minutes with a hammer.” His response: “Sure the amount of time was worth $1,000. The other $9,000 was the value of my knowing exactly where to tap.”

Photography works the same way. When you hire an experienced professional you aren’t just paying for the two hours they spend with your family playing in the woods or by a creek being photographed. You’re actually investing in:

  • Their years of technical mastery – knowing how to handle any lighting situation by adjusting camera settings on their own and not relying on the computer inside their camera to override the technical aspects of photography
  • Their creative expertise – their ability to capture genuine expressions, not just poses and “say cheese” smiles
  • Business reliability – the proper equipment for the time and place, equipment backups, and professional processes
  • Reputation built on consistency – their ability to deliver quality work every single time

Many new photographers undercharge because they focus only on “pushing the shutter” while ignoring business costs, backup equipment, and the years of learning that separate snapshots from art.

The bottom line? A professional photographer who commands higher fees does so because they’ve likely invested years building the expertise to deliver consistently exceptional results. Your family’s memories deserve that level of skill and dedication. They say that the days are long but the years are short. A good and consistent photographer understands how important it is to capture not just a moment but THE moment.

When you’re choosing someone to capture your most precious moments, you’re not just buying photos – you’re investing in peace of mind that comes from hiring a true professional that will deliver the now to the future version of you.

I hope this (lengthy) article helps shed some light on WHY a custom photographer is a better choice for your family’s memories.  The photographs that are produced as a result of the professionalism and dedication that your photographer has will be cherished for a lifetime (or more) and great thought and consideration should be placed into hiring who is right for your family’s most precious investment.

This content is inspired by discussions with other photographers, my own personal experiences and an outline from 2006-2007 based on an article by San Diego Photographers – web archive link: Caught On Film Photography

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Please credit any excerpts you use on your site or blog by copying and pasting the following on your site or social media page (with appropriate links enabled):

” This article was written by Marianne Drenthe of Marmalade Photography www.marmaladephotography.com and can be found at the Professional Child Photography site at www.professionalchildphotographer.com

This article has been updated in 2025

In response to evolving industry practices and discussions with fellow photographers this update aims to clarify and enhance PCP’s insights into the costs and value of custom photography.

PCP’s goal is and always has been to provide timeless and accurate information for families in choosing the right photographer to capture their cherished moments.

If you would like to access a copy of the older article that appeared on our site please click: WHY DOES CUSTOM PHOTOGRAPHY COST MORE?